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The basis of a good credit record is a solid foundation to work from and an understanding of what builds and what damages your credit. For this reason the first step in the credit repair process is a full analysis of your credit reports and history to check for errors, problems and any general issues that may be shown.
there are 3 credit reference companies that banks or lenders approach to carry out a credit check if a person applies for credit. The problem is that these agencies don’t hold the same information on you, and by only checking one report from one company you do not get the full picture on your credit profile. solano credit repair will help you access all three credit agencies and obtain your reports. we will then analyze the information shown in detail and on a one to one basis discuss the results shown and provide a full report detailing any issues shown and recommending the next steps to improve your credit. solano credit repair will advise on how you may amend any incorrect information and also advise on any problems there are. This type of credit repair service was designed for people discharged from Bankruptcy or IVA agreements or people with a general poor credit history with CCJ’s and defaults. |
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When you sign up, we instantly pull your credit reports. We organize it in a way that helps you identify items you want to challenge or change. This then helps us know exactly where to focus our efforts — and how to build a game plan to fit your personal goals and needs.
This is where it is so critical to have the experts on your side. We interact directly with the credit companies and help them to meet their obligations as applicable to your particular situation and plan. Then, we communicate with the credit bureaus to confirm that the appropriate changes have actually occurred. We know the industry - and we know how to use the rules to protect you.
We understand that how to repair credit in every situation is different. That is why we believe in creating a customized Game Plan specifically with your credit goals in mind. Rest assured we employ the fastest, most effective approach to credit repair.
This is where it is so critical to have the experts on your side. We interact directly with the credit companies and help them to meet their obligations as applicable to your particular situation and plan. Then, we communicate with the credit bureaus to confirm that the appropriate changes have actually occurred. We know the industry - and we know how to use the rules to protect you.
We understand that how to repair credit in every situation is different. That is why we believe in creating a customized Game Plan specifically with your credit goals in mind. Rest assured we employ the fastest, most effective approach to credit repair.
How quickly will my credit improve?
Many people ask us how quickly will their credit rating improve? The honest answer to this is that credit repair is a slow process. Any Company that tells you that your credit will improve in days or a few weeks is lying to you as reports will take time to update and changing information with companies and credit agencies is not immediate.
Depending on what needs to be changed and updated it will take some time before you start to see a gradual improvement; your credit is very delicate and can be damaged very easily. We recommend a period of six to twelve months is allowed and used to base the progress of your credit repair.
Loan Examples based on different rates of interest. If you apply for a loan the lender will assess your credit profile and depending on the risk factor they will apply an interest rate. Below we have shown some hypothetical examples of the same personal loan over the same period of time but with different interest rates.
If you have a good credit profile you will be offered a lower rate of interest on financial products; if you have a poor credit rating you will be offered a higher rate of interest if you are fortunate enough to actually have a Company offer you credit.
Many people ask us how quickly will their credit rating improve? The honest answer to this is that credit repair is a slow process. Any Company that tells you that your credit will improve in days or a few weeks is lying to you as reports will take time to update and changing information with companies and credit agencies is not immediate.
Depending on what needs to be changed and updated it will take some time before you start to see a gradual improvement; your credit is very delicate and can be damaged very easily. We recommend a period of six to twelve months is allowed and used to base the progress of your credit repair.
Loan Examples based on different rates of interest. If you apply for a loan the lender will assess your credit profile and depending on the risk factor they will apply an interest rate. Below we have shown some hypothetical examples of the same personal loan over the same period of time but with different interest rates.
If you have a good credit profile you will be offered a lower rate of interest on financial products; if you have a poor credit rating you will be offered a higher rate of interest if you are fortunate enough to actually have a Company offer you credit.